Page 532 - Important Provisions of The New Civil Code

Article 2207. If the plaintiff's property has been

insured, and he has received indemnity from

the insurance company for the injury or loss

arising out of the wrong or breach of contract

complained of, the insurance company shall be

subrogated to the rights of the insured against

the wrongdoer or the person who has violated

the contract. If the amount paid by the

insurance company does not fully cover the

injury or loss, the aggrieved party shall be

entitled to recover the deficiency from the

person causing the loss or injury.