Page 351 - Important Provisions of The New Civil Code

Article 1413. Interest paid in excess of the

interest allowed by the usury laws may be

recovered by the debtor, with interest thereon

from the date of the payment.

Article 1416. When the agreement is not illegal

per se but is merely prohibited, and the

prohibition by the law is designated for the

protection of the plaintiff, he may, if public

policy is thereby enhanced, recover what he has

paid or delivered.

Article 1420. In case of a divisible contract, if

the illegal terms can be separated from the

legal ones, the latter may be enforced.