Page 475 - Important Provisions of The New Civil Code
P. 475
(3) If the thing loaned has been delivered
with appraisal of its value, unless there is a
stipulation exemption the bailee from
responsibility in case of a fortuitous event;
(4) If he lends or leases the thing to a third
person, who is not a member of his
household;
(5) If, being able to save either the thing
borrowed or his own thing, he chose to save
the latter. (1744a and 1745)