Page 475 - Important Provisions of The New Civil Code
P. 475

(3)  If  the  thing  loaned  has  been  delivered


               with appraisal of its value, unless there is a


               stipulation  exemption  the  bailee  from



               responsibility in case of a fortuitous event;




               (4) If he lends or leases the thing to a third


               person,  who  is  not  a  member  of  his


               household;




               (5)  If,  being  able  to  save  either  the  thing



               borrowed or his own thing, he chose to save


               the latter. (1744a and 1745)
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